Just read that Judge Robert Satter has died. This is very sad news.
Just read that Judge Robert Satter has died. This is very sad news.
In 2012, the Legislature will confront all sorts of big problems facing the State. This is Connecticut’s smallest “problem”. The good news is that fixing it is easy.
I write this post almost every year. In 2011, at least two bills were introduced in the General Assembly to change “Martin Luther King Day” to “Martin Luther King Jr. Day”. You can read more on this by clicking here.
I am probably one of the only people in the State to submit testimony on a technical revision bill in the General Assembly. When the gavel closed on the 2011 Legislative Session neither bill passed the General Assembly.
Connecticut General Statute Section 1-4 designates the first Monday occurring on or after January 15th as “Martin Luther King Day.”
The legislature intended to honor Martin Luther King, Jr. and not his father Martin Luther King, Sr.
The Federal Holiday is the “Birthday of Martin Luther King, Jr.” U.S. Code Section 6103(a).
In 2012, the Connecticut General Assembly should honor Martin Luther King Jr. by amending Conn. Gen. Sec. 1-4 to read “Martin Luther King, Jr. Day.”
by Christine Stuart
Gov. Dannel P. Malloy will be proposing sweeping changes to Connecticut’s religious-based “blue laws” that regulate the sale of alcohol, according to several sources who have been briefed on the proposal.
Malloy is expected to announce on Saturday that he wants to allow package stores to sell alcohol on Sundays and will allow them to stay open until 10 p.m., instead of 9 p.m.
Under the proposal, restaurants and bars will be allowed to stay open until 2 a.m. every day of the week, if they choose. Currently, they are only able to stay open until 2 a.m. on the weekends. Click here to read more…..
One of the great legal problems of our time is the foreclosure crisis. Wall Street changed the rules when it decided there was a fortune to be made betting against the American dream of owning a home.
Investors stood to make more money from homeowners defaulting on their mortgages than paying them. To make sure this happened investors flooded the mortgage market with cash to encourage riskier and riskier loans to be written. The system was rigged to crash.
Check out the “Inside Job” podcast from This American Life.
Courts have been left to pick up the pieces. Fortunately, Connecticut has an Attorney General who understands the practical difficulties of homeowners facing foreclosure – namely the process is confusing and speaking with the right representative from a bank can be impossible.
I was very pleased to find this press release in my inbox. If you are a Bank of America Customer facing foreclosure you need to read the following
MORTGAGE REVIEW ASSISTANCE AVAILABLE JAN. 19-21
FOR BANK OF AMERICA CUSTOMERS
For immediate release
HARTFORD – Attorney General George Jepsen and state Banking Commissioner Howard F. Pitkin announced today that Bank of America is hosting free mortgage assistance reviews in Hartford and Bridgeport for customers who are having trouble paying their mortgage loans.
The free events are 8 a.m. to 8 p.m. Thursday Jan. 19 through Saturday Jan. 21, 2012 at both the Hartford Hilton, 315 Trumbull Street, Hartford and the Bridgeport-Trumbull-Fairfield Holiday Inn, 1070 Main Street, Bridgeport. Free parking is available at both sites at the Church Street Garage in Hartford and Imperial Parking Garage in Bridgeport, which is adjacent to the hotel.
Bank of America mortgage customers who are experiencing financial hardship will have the opportunity to meet with home loan specialists, who can review their mortgage and discuss available options. Spanish-speaking translators will be available at both locations.
The events are free and registration is encouraged to help ensure customers receive same-day assistance. Registration can be made online at www.bankofamerica.com/
Connecticut homeowners who are not Bank of America customers, but having difficulty making mortgage loan payments, should contact the state Department of Banking’s Foreclosure Assistance Hotline at 1-877-472-8313. The Department assists homeowners who are attempting to achieve loan modifications and prevent foreclosure. The Department’s website, www.ct.gov/dob, has valuable information about avoiding scams, applying for loan modifications, and navigating the foreclosure process.
Lawyers sell hope. In six years of practice (FTR, active practice of law at the bar of the State of CT), I have yet to have an initial consultation with a client who came to me because something awesome happened in his life. I suspect that day will never come.
I’ve represented clients facing foreclosure. No one searches for hope more than a person about to be homeless. The stress on a parent about to have no place for their child to sleep is unbearable. Clients in this situation uniformly break down in tears talking to me.
Recently, I was speaking with a person facing foreclosure. The bank had just filed papers. She told me that within weeks of being served she started receiving mail from attorneys seeking to defend her in the foreclosure action. A sign of the times, indeed.
A person facing foreclosure should see an attorney. Often a consult or representation can make a difference in the outcome of a case. Even if that outcome is simply more time to move. The earlier a person facing foreclosure sees a client the better chance an attorney has to do something beneficial for the client. Those are words written from my chair.
From my clients chair, her thoughts were “how does everyone know” and “I’m so embarrassed”. Those letters made her feel worse about the situation.
She asked “how do they know?” To which my response was they either got the information from the land records or court records.
Arguably such solicitations are against the rules of professional ethics. Rule 7.3 covers “Personal Contact With Prospective Clients” and the relevant sections read as follows:
(b) A lawyer shall not contact, or send, a written or electronic communication to, a prospective client for the purpose of obtaining professional employment if…..
(1) The lawyer knows or reasonably should know that the physical, emotional or mental state of the person makes it unlikely that the person would exercise reasonable judgment in employing a lawyer…..
(3) The communication involves coercion, duress, fraud, overreaching, harassment, intimidation or undue influence….
The relevant commentary to the rule reads as follows:
[1] Unrestricted solicitation involves definite social harms. Among these are harassment, overreaching, provocation of nuisance litigation and schemes for systematic fabrication of claims, all of which were experienced prior to adoption of restrictions on solicitation.
[3] In determining whether a contact is permissible under Rule 7.3 (b), it is relevant to consider the time and circumstances under which the contact is initiated. For example, a person undergoing active medical treatment for traumatic injury is unlikely to be in an emotional state in which reasonable judgment about employing a lawyer can be exercised.
The rule references the “emotional state” of a prospective client. Few prospective clients are under more duress than those just served with foreclosure papers.
Unfortunately, I did not see the letter or letters sent to the person. She did not have them with her (hence the question mark in the title of this post). The other thing here is that there are all sorts of sketchy companies that promise modifications and representation. They’re happy to collect $3500 fees and do nothing. I have no idea of these companies claim to be law firms or not. I also have no idea how widespread the practice is.
If you’ve received such letters, I’d love to read them. Please send them my way: rmckeen at lttnlaw.com .
This morning, I’m being sworn in as an alternate on the East Granby Planning & Zoning Commission. I’m eager to serve my community in this capacity as I’m interested in land use.
As is the case in many small towns, I was drafted into this position. Our Democratic Town Committee meeting went like this:
Chair: We need someone to serve as P&Z alternate. Ryan, how about you?
Me: Does this require campaigning? Can I lose this election?
Chair: No and no.
Me: I’ll accept.
Before getting sworn in, I decided to ask Westlaw what an alternate member of a planning and zoning commission does? Here’s what I found:
Alternate members must be electors and cannot be members of the zoning commission or the zoning board of appeals. The statute allows alternates to attend all meetings and executive sessions of the planning commission, but they should not participate in the discussion or decision of the application unless they are designated to participate on it instead of a regular member of the commission. 9 Conn. Prac., Land Use Law & Prac. § 10:2 (3d ed.)
So unless there is a vacancy or a conflict – I’ll be listening and learning.
I really hope that in 2012 the General Assembly kills the blue laws on our books. These laws are nonsensical barriers in a free market. Connecticut loses revenue as a result of these laws. If you don’t believe me, check out all of the Connecticut license plates at stateline package stores this weekend. Here’s the line from DCP:
“We typically receive many inquiries from liquor retailers, police officers, and the general public about this matter, so I want to ensure that buyers and sellers understand what the law says,” Rubenstein said. “According to Section 30-91d of the Connecticut General Statutes, when Christmas Day and New Year’s Day fall on Sunday, retail sales of liquor on that Sunday and the following Monday are prohibited. In short, package stores will not be open on December 26th or on January 2nd. Link.
(this headline is my editorial commentary and was not drafted by Mr. McQuaid)
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by Hugh McQuaid
Anyone planning to have a drink on Monday, the day after Christmas, should stock up this Saturday. Liquor stores in Connecticut will be closed on Dec. 26 due to a little-known state law.
Connecticut’s religious-based “blue laws” prevent liquor stores from opening on Sundays but when Christmas falls on a Sunday, Section 30-91d of the Connecticut General Statutes also requires package stores to remain closed the next day, according to a press release from the Department of Consumer Protection. The same will apply the week after when New Year’s Day falls on a Sunday.
“We typically receive many inquiries from liquor retailers, police officers, and the general public about this matter, so I want to ensure that buyers and sellers understand what the law says,”DCP Commissioner William M. Rubenstein said. “…In short, package stores will not be open on Dec. 26 or on Jan. 2.” Click here to read more.